Why Health Insurance is Important for You? We are part of ‘Sundaram’, the most trusted brand. 3lac, 4lac, 5lac, 15lac, 20lac, and 25lacs in case of family floater policy. For any clarifications Please call us on 1860 258 0000, 1860 425 0000. You can cancel your current policy. Death summary in case of death of the insured person at the hospital. With state-of-the-art equipment, and well-trained doctors and physicians, the network hospitals affiliated with Royal Sundaram provide the best treatment to its members for any illness or disease along with taking proper care regarding pre-treatment and post-treatment conditions. The health insurance policy will be valid in all parts of India. The request will be considered, subject to necessary medical underwriting process. Get Free Quotes Buy Renew expired policies online in easy steps. Thus, one way to secure you and your family against all sorts of health-related emergencies is by taking a health insurance policy. Royal Sundaram's service is excellent. Can I get Reimbursements in case of treatment in non- network hospitals? Part of ‘Sundaram’ group, one of the most trusted brand in India- RSA operates with a set of values called the ‘Sundaram Way’. Know more about Health Insurance Portability. You can purchase this policy if you are aged above 18 years for yourself, spouse, and children. Intravenous fluids, blood transfusion, injection administration charges; Anesthesia, Blood, Oxygen, Operation theatre charges, surgical appliances; The cost of prosthetics and other devices or equipment if implanted internally during a surgical procedure. Thus the maximum exemption amount can go up to Rs75,000/-, depending upon the number of covered members in the family. Thus the maximum exemption amount can go up to Rs75,000/-, depending upon the number of covered members in the family. How to Calculate Your Health Insurance Premium? Family Plus, is a unique health insurance plan, providing most comprehensive health coverage at an affordable price. Its being last day in my office to submit investment proofs, I was looking for my medical policies payment acknowledgments. Get Cumulative bonus for every claim free years up to 100% of the base sum insured. It is a unique Critical Illness Policy designed to ensure that you are cushioned against financial adversity as a result of critical illness at an affordable price. It offers a range of health insurance plans that cater to different requirements of the customers. Royal Sundaram Health Insurance Company offers some of the best health insurance plan options in India. However, COVID-19 positive cases being quarantined on the advice of a medical practitioner as part of the in-patient hospitalization treatment is covered under the policy. The smart move for smart riders. Health Insurance covers any major, unforeseen, illness or accident, which requires admittance and treatment in a hospital, for more than 24 hours. The company offers a wide range of general insurance products from motor to home insurance. For admission in Network Hospital (Cashless Claims) Insured Person shall call the TPA helpline and furnish Membership Number, Policy Number and the Name of the Patient within 72 hours before admission to hospital for planned hospitalization and not later than 48 hours of admission in case of emergency hospitalization. Instant, affordable Health Insurance from Royal Sundaram for you and your family. and the marvelous service in taking part in the service industry particularly Health Insurance It is great timely support for clearing our claim which really vanished our tears and thanks for your service. How to check the status of my Health Insurance claim status? Customers are requested to avoid payment of premium by cash as far as possible. Featured; Accident and Health; Travel; Motor; Care In COVID-19, Simplified. No. What is the difference between Family Floater & Individual Health Policy? Access the best in class healthcare facilities with NO capping on room rent, disease-specific sub-limits, etc. Health Insurance is an indemnity policy, where the insurer will pay up to the amount of claim, which can be lower than the opted sum insured. Royal Sundaram health insurance policies have been the choice of my family for the last 5 years. Test reports and prescriptions relating to First / Previous consultations for the same or related illness. { "@context": "http://schema.org/", "@type": "Product", "name": "Health Insurance: Buy Health Insurance Plan Online - Royal Sundaram", "image": "https://www.royalsundaram.in/o/rs_main_theme/images/healthbanner_landing.png", "description": "Health Insurance: Buy a health insurance policy online for an individual or a family. Its being last day in my office to submit investment proofs, I was looking for my medical policies payment acknowledgments. Please refer to the policy terms and conditions for the complete list. Pre-existing cover after 3 year waiting period. Royal Sundaram General Insurance Co. Limited Vishranthi Melaram Towers No.2/319 , Rajiv Gandhi Salai(OMR) Karapakkam, Chennai - 600097 If you need a complete brief on the procedure and requirements to process your claim, you could also call us at 1860 425 0000 Click Here to download Health Insurance Claim Form Royal Sundaram General Insurance Co. Limited. Available in three variants namely Classic, … Are Hospitalization expenses incurred due to COVID-19 covered under the Health Insurance Policy? Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the policy terms and conditions, are directly made to the Network Provider by the insurer to the extent pre-authorization approved. Diagnostic expenses followed by in-patient hospitalization treatment would be paid as pre-hospitalization expenses as per the terms and conditions of the policy. Is there any Income Tax exemption limit on Health Insurance? I would really like to say thanks to you for the satisfactory services from Royal Sundaram. For parents aged above 60 years (senior citizens), there is an additional Rs25,000/- on offer. I would really like to say thanks to you for the satisfactory services from Royal Sundaram. 2 per day! If you already have a medical coverage from another insurer, you can apply for portability to transfer the credit gained by you for pre-existing conditions and time bound exclusions. The health insurance plans are customized to offer comprehensive coverage to the policyholder and the insured family members. Click here, Pradhan Mantri Fasal Bima Yojana (PMFBY) - Crop Insurance - Click here to know more, M- Chatra App – your insurance policy now at your finger tip! It may also be needed for members below this age, if they have any specific disease which needs to be medically underwritten. It is India’s first private insurer which is promoted by Sundaram Finance and RSA. Having to cover the medical costs along with managing the household can take a toll on us if unprepared for such circumstances. Can I cancel my current policy? Aditya Birla Health Insurance Vs Royal Sundaram Health Insurance Plan Comparison Aditya Birla Health Insurance . Royal Sundaram Health Insurance Claim Procedure. The Insured shall also provide any additional information or medical record as may be required by the medical panel of the TPA. We have won the ‘Celent Model Insurer Asia Award’ for intelligent claims management system. You can avail cashless Hospitalization facility, Your pre and post hospitalization expenses are covered, You get tax benefits under Section 80D of the Income Tax Act, Step 1: Select the health insurance option – individual or family floater, Step 3: Select members who need to be insured, Step 4: Click on “get quote” option to get the quote. It is another important factor you need to consider while buying an insurance policy online. About Royal Sundaram Alliance Insurance Company. Pradhan Mantri Fasal Bima Yojana (PMFBY) - Crop Insurance -. You must read the policy documents carefully to read about the inclusions and exclusions of the plans. I took a Health Insurance Policy Last year from Royal Sundaram and they renewed it directly without my permission for this Year. Keep yourself and your family covered from COVID-19. What are the different types of Health Insurance Products offered by Royal Sundaram? Just share your details, we will get back to you. Submission of claim: The policyholder must submit the duly filled and signed claim form along with other necessary claim documents. Royal Sundaram Health Insurance. The insurance policy provides coverage for you as well as your family, ensuring security for the entire family. Know More, i-Lounge Agent Portal, Want to become an Agent? Hospital Receipts / bills / cash memos in Original (including advance and final hospital settlement receipts). I am already having health insurance and want to increase sum insured, what should i do? Royal Sundaram General Insurance premium payment has become so easy with Paytm that it only takes a few moments to get processed. Once your portability application is accepted you can buy Royal Sundaram Health Insurance Policy. For any clarifications, please call us on 1860-4250000. Comprehensive vs Third Party Bike Insurance, Group Health Insurance vs Individual Health Insurance, Comprehensive Car Insurance vs Third Party Cover Plan. i-Lounge Agent Portal, Want to become an Agent? Notice of claim: You need to inform the insurance company at least 48 hours prior in case of planned hospitalization and within 48 hours in case of an emergency situation. Each of our policy represents our ‘promise’ to best serve you. In addition to the above our products come with a whole range of additional benefits such as. There could be several reasons for denial of a claim. Will Medical/Diagnostic expenses for Corona negative /suspected cases be covered? What are the reasons for denial of claims under health insurance? You will need to call or write to our Customer Services and share your revised address to enable us to change the same in the policy. You will need to get in touch with our customer services team and share a request in writing to initiate the process. 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